May 24, 2026 · 4 min read
Free Online Mortgage Calculator (No Email, No Signup)
Calculate monthly mortgage payments, total interest, and total paid over any term — without handing over your email.
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Mortgage calculators on lender sites are loan-lead capture funnels. Ours just does the math.
The amortization formula
Monthly payment = P × (r(1+r)ⁿ) ÷ ((1+r)ⁿ − 1), where P is principal, r is the monthly rate, n is the number of payments.
Try it
Enter loan amount, rate, and term in our Mortgage Calculator. You'll see monthly payment, total paid, and total interest.
Related
For non-mortgage loans use Loan Payment Calculator. For investments use Compound Interest Calculator.
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